UK High-Risk Third Countries (AML/CFT)
UK High-Risk Third Countries (AML/CFT) is a sanctions program maintained by UK High-Risk Third Countries (AML/CFT) (UK-AML) targeting Bolivia, Cameroon, Cote d'Ivoire, Iran, North Korea, Laos, Bosnia and Herzegovina and Angola. It imposes financial restrictions.
Last updated 3 Aug 2026
Overview
HM Treasury advisory notice identifying High Risk Third Countries (HRTCs) as defined in the Money Laundering Regulations 2017. Countries are those listed by the Financial Action Task Force (FATF) under two categories: (1) High-Risk Jurisdictions subject to a Call for Action (3 jurisdictions - FATF black list), and (2) Jurisdictions under Increased Monitoring (22 jurisdictions - FATF grey list). UK regulated firms must apply enhanced customer due diligence and enhanced ongoing monitoring on business relationships and transactions involving persons established in these jurisdictions. The notice was last updated on 22 June 2026 reflecting FATF's June 2026 plenary outcomes.
Targeted countries
Legal bases
- Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017
- Regulation 33(1)(b) of the MLRs
- Regulation 33(3) of the MLRs
- The Money Laundering and Terrorist Financing (Amendment) Regulations 2026